Insurance for Startups & Growth Stage

Everything you need to protect your Startup and your investors against executive decisions, product errors, hackers & workplace harassment.

What is Startup Package Insurance good for?

Many startups perceive insurance as a luxury, something that they will look into once they feel that they are much further along in the company’s lifecycle. However, this is not the right approach to take. Any business, small or large, that is serious about sustainable growth should not postpone the process of purchasing the right coverage.

Who is Startup Package Insurance for?

The startup ecosystem is diverse & ever-evolving, meaning that no two startups, regardless of the state of growth in which they currently find themselves, require the same exact type of coverage.

E-commerce and on-demand (marketplace) startups have entirely different needs. They will need to focus their risk management efforts toward keeping their customer data out of the hands of cybercriminals.

Not to forget startups that are working in still-emerging industries such as commercial drone operators or cannabis.  These companies all need the expert guidance of a broker who is familiar with their industry to get the right coverage.

Using insurance policies as a risk transfer can help the founders make the business more attractive to partners, potential investors, and other third parties whose collaboration will likely be needed in order to help put the business on a healthy and stable growth trajectory.

Thoughtful diligence needs to go into the process of not only deciding on the type of business insurance your startup needs but also how and from which channels to procure the insurance.

  • What type of insurance best fits your startup?
  • What is the appropriate amount of coverage?
  • What is a fair value for insurance?
  • Who should you consult before buying?

All of these questions need answering, which is why we are standing by to help. 

Why would I need Startup Package Insurance?

InsureCert Startup package is expertly designed to meet the very specific coverage needs of startups.  Our all-in-one policies include significant enhancements to provide a level of protection that most leading insurance companies and carriers don’t offer.

Our one-stop solution is complete and includes: 

  • Errors & Omissions covering Technology
  • Directors & Officers covering Investors
  • General Liability covering trips and falls
  • Office contents covering loss and damage
  • Employers Practices covering disgruntled employees

What does Startup Package Insurance cover?

Our growth stage packages are available with the following advanced optional coverages based on terms provided and may include:

  • Worldwide coverage territory
  • Automatic coverage for newly acquired property
  • Protection against social engineering crimes

What does Startup Package Insurance not cover?

  • Pollution
  • Nuclear Energy Liability
  • Asbestos
  • War
  • Terrorism
  • Fungi and fungal derivatives

What does Startup Package cost?

Prices vary depending on revenue you earn. For simple operations, $1,000,000 liability can be purchased for as little as $1200 for a full year. There are several key factors that insurers take into consideration when calculating premiums for startups.

Why buy your Startup Package insurance from InsureCert?


We’ve made it easier than ever before to complete the purchase and get coverage. How easy? We don’t even need to see equity ownership or financial statements from you.

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As a digital company, InsureCert passes the savings for unnecessary administration on to you—for the most competitive price you’ll find anywhere.

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Protect your startup with the broadest coverage in the industry. You can tailor policies to your needs by choosing your own limit and deductible.

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We provide you with expert answers no matter your question: Reach us 24/7 via phone, email or live chat. You even get a personal account manager to look after you and your insurance needs.

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Still wondering about Startup Package Insurance?

Here are some real world examples of claims:

A women slipped on a raised portion of sidewalk at insured’s premises, fell down and broke one of her legs also incurring a spinal injury – This claim for bodily injury was $50,000.

A woman fell in parking lot when she tripped over a wheel stop. She broke her arm and caused damage to her rotator cuff resulting in a $60,000 claim.

Man tripped over a rug in an office, fell and broke his leg resulting in a $15,000 bodily injury pay out.

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